Phone and Email Check
Two fields every applicant types, and two of the strongest fraud signals you have. AiPrise returns 100+ data points on an email address and 40+ on a phone number in real time: how old it is, whether it is reachable, who it belongs to, and whether it has been seen before. Before any document is uploaded.
Trusted by 200+ compliance teams
A real ID on a throwaway email is still a fraud
AiPrise turns the email and phone into evidence: age, reachability, ownership, and history, returned in the same result as the rest of the verification.
Real ID, fake identity
Real ID, fake identity
Synthetic identities pass document checks. What gives them away is an email created last week and a VoIP number with no history.
Access isn't ownership
Access isn't ownership
An OTP proves someone holds the phone right now. It says nothing about whether the number belongs to the person on the ID.
Repeat fraud leaves a trace
Repeat fraud leaves a trace
Repeat fraudsters reuse contact details across applications, and nothing in a single-session ID check will catch that.
What comes back
For a business, the same checks run on the company contact details and on the domain: whether the email belongs to the business's own domain, whether that domain is established, and whether the contact number is a real line at the business.
Validity and reach
Validity and reach
Email deliverability and domain health. Phone line type (mobile, landline, VoIP), carrier, region, and whether the number is active.
Age and history
Age and history
How long the email has existed and been in use. How long the number has been in service and whether it was recently ported or reassigned.
Ownership
Ownership
The name associated with the email and the phone, matched against the applicant, plus linked social and online profiles that corroborate a real person.
Risk indicators
Risk indicators
Disposable and temporary email domains, virtual numbers, known fraud associations, and whether the same contact details have appeared on other applications.
How it works
Results return in under a second, so the check runs invisibly inside the flow.
Collect
The applicant enters email and phone in the onboarding flow, or you pass the values you already hold through the API. Nothing extra is asked of them.
Enrich
AiPrise queries carrier data, email intelligence networks, and its own cross-customer signals, and matches the returned owner details against the applicant.
Score
Each data point becomes a signal in Risk Scoring. Your rules decide whether a two-week-old email on a VoIP number auto-declines, steps up to a document, or goes to review.
Signals your rules can use
Rule-ready
Rule-ready
Trigger proof of source of funds only above the amount, corridor, or Every data point is available as a condition in Risk Scoring and Workflows, so "email younger than 30 days" or "VoIP number" is a rule, not a manual check. tier your policy sets. Low-risk customers are never asked.
Step-up, not block
Step-up, not block
Use weak contact signals to add a document or selfie step for a minority of applicants instead of adding friction for everyone.
Repeat-actor detection
Repeat-actor detection
Contact details are matched across your applications and, through Sherlock, across the AiPrise network, so a phone reused on a rejected account is flagged.
Audit trail
Audit trail
The full set of returned data points is stored on the profile with the decision, so a reviewer or auditor can see why the risk tier was assigned.
Fraud signalsfor every market
Payments
Screen merchant sign-ups for disposable emails and virtual numbers before the first payout.
Neobanks
Approve applicants with established contact history instantly, step up the rest.
Financial institutions
Add contact intelligence to CDD without another vendor integration.
Stablecoins and crypto
Catch synthetic identities and account farms at sign-up.
Lending
Flag application fraud where the phone and email do not belong to the applicant.
Marketplaces
Spot sellers re-registering with the same phone after a ban.
Alreadyin the flow
Onboarding SDK
Add the module to any template. Show it to everyone, or only when a declared amount crosses your threshold.
API
Runs automatically on the contact info step. Turn it on in the template and the signals appear on every profile.
Risk Scoring
Signals feed the score with no extra wiring. Write rules on any of them from the dashboard.
