Keyrails is on a mission to “rewire global finance from the emerging markets up.” By providing stable, efficient, and scalable cross-border payment solutions, they empower businesses in developing regions to manage and multiply capital seamlessly. Their technology-driven approach ensures that users can transact with confidence, regardless of geography or regulatory complexity. To ensure compliance without slowing down customer onboarding or operational workflows, they turned to AiPrise.

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The Challenge

Like many fintechs operating in high-risk, global environments, they found that regulatory compliance was more than just a checkbox, it was a barrier that slowed down growth and strained resources. Their compliance team, comprising fewer than five members, had to manage document verification, onboarding workflows, and risk analysis across multiple jurisdictions, all without a unified platform.

Before AiPrise, the onboarding process was fragmented. Verification requests could take days to process, and analysts were forced to juggle multiple systems, reconciling corporate onboarding forms, KYC data, and external screening reports manually. “We were constantly chasing paperwork and struggling to consolidate information from different sources,” says their compliance officer. “Having everything across separate tools was inefficient and error-prone.”

Furthermore, deep risk analysis and customer assessments lacked structure. Without a platform that integrated their proprietary risk appetite models, the team faced difficulty embedding customized checks that aligned with their unique approach to compliance.

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The Solution

They chose AiPrise because it offered a seamless experience for both clients and compliance teams. The ability to integrate their own risk assessments within the platform was a game changer. “The fact we can integrate our own risk assessments within the platform is a game changer for us,” explains their compliance lead.

With AiPrise, document verification, sanctions screening, and government database checks became centralized and streamlined. The platform’s real-time AI-powered analysis provided quick snapshots of documents, screening results, and relevant information, reducing the need for manual checks.

Moreover, onboarding forms and KYC workflows were brought together within a single interface, eliminating the need to toggle between multiple tools. This not only improved user experience but also enhanced accuracy by minimizing data duplication.

AiPrise’s flexibility allowed them to apply their proprietary customer risk model directly within the system. The ability to configure risk parameters ensured that compliance was tailored to their business model, rather than forcing them to adapt to generic processes.

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The Impact

The results were immediate and measurable. Verification and compliance review times dropped from three or more days to same-day or next-day turnarounds. This accelerated response time meant they could provide faster feedback to clients on missing documentation or additional requirements, streamlining onboarding and reducing customer frustration.

The platform’s risk-based decisioning and fraud prevention tools also empowered their team to act with greater confidence, supported by data-driven insights. “The response times to clients on what else may be needed have improved dramatically.

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“Verification time and compliance reviews have gone from 3 days plus to same or maximum next day,” shares the compliance team. This operational efficiency translated into quicker onboarding and enhanced trust with clients.
- Chief Compliance Officer

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Why They Chose AiPrise

For them, compliance isn’t just about adhering to regulations, it’s about ensuring trust and enabling growth. They needed a platform that didn’t treat compliance as a one-size-fits-all requirement but offered the flexibility to reflect their specific risk appetite and business needs.

The thing that they benefitted from is the fact that their own risk appetite has been integrated within the system through our own proprietary customer risk assessment. Furthermore, document verification and validation is in near real-time and the AI analysis provides a great snapshot of documents, screening results, and content of information received.

The partnership with AiPrise allowed them to scale confidently while keeping compliance at the heart of their operations. By automating tedious tasks and integrating advanced analysis tools, AiPrise empowered their team to focus on what truly matters, building relationships, expanding markets, and driving financial inclusion across borders.

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